Onboarding
Live before your chai gets cold.
Sign up, add the account you already have, and you are taking payments in about five minutes. No NTN, no forms, no approval queue.
Every Pakistani business deserves to get paid online.
Accept payments from 
Easypaisa, 
JazzCash and 
+35Pakistani banks, straight into your own account.
Now live: Shopify Flow and the WordPress plugin
EasypaisaJazzCash
NayaPay
SadaPay
HBL Konnect
UBL Omni
UPaisa
Zindagi
PaymoMeezan Bank
Raqami Islamic Digital Bank
HBLUBLMCB Bank
Allied Bank (ABL)
Bank Alfalah
National Bank of Pakistan
Askari Bank
Faysal Bank
Bank Al Habib
JS Bank
Soneri Bank
Bank of Punjab
Bank of Khyber
Dubai Islamic Bank Pakistan
BankIslami Pakistan
Al Baraka Bank
Habib Metropolitan Bank
Standard Chartered Pakistan
Sindh Bank
First Women Bank
Zarai Taraqiati Bank (ZTBL)
Citibank Pakistan
ICBC Pakistan
Deutsche Bank Pakistan
Habib Bank AG Zurich
Telenor Microfinance Bank
Mobilink Microfinance Bank
Khushhali Microfinance Bank
U Microfinance Bank
NRSP Microfinance Bank
Apna Microfinance BankEasypaisaJazzCashNayaPaySadaPayHBL KonnectUBL OmniUPaisaZindagiPaymoMeezan BankRaqami Islamic Digital BankHBLUBLMCB BankAllied Bank (ABL)Bank AlfalahNational Bank of PakistanAskari BankFaysal BankBank Al HabibJS BankSoneri BankBank of PunjabBank of KhyberDubai Islamic Bank PakistanBankIslami PakistanAl Baraka BankHabib Metropolitan BankStandard Chartered PakistanSindh BankFirst Women BankZarai Taraqiati Bank (ZTBL)Citibank PakistanICBC PakistanDeutsche Bank PakistanHabib Bank AG ZurichTelenor Microfinance BankMobilink Microfinance BankKhushhali Microfinance BankU Microfinance BankNRSP Microfinance BankApna Microfinance BankYour customer pays from the app already on their phone. DPay confirms it by itself, usually in seconds.
How it works
From shop to paidFrom link to paidin five moves.in four moves.
01 / 05
They find it on your site.
Your customer browses your shop, picks what they like and adds it to the cart. Shown here: Apnao.pk, a marketplace that takes payments with DPay.
02 / 05
They check out with DPay.
Bank transfer, Easypaisa and JazzCash at your checkout, through the WooCommerce plugin, the Shopify app or the API. No account number typed out by hand.
03 / 05
They pick their app.
Easypaisa, JazzCash, SadaPay or any of 47 banks and wallets. Whatever is already on their phone.
04 / 05
They pay you. Directly.
The order total and a reference, straight into the shop's own account. DPay never touches the money.
05 / 05
Order confirmed. By itself.
DPay verifies the transfer and the order confirms on its own. No WhatsApp follow-up, no screenshot, no checking the bank app.
01 / 04
Send one link.
Drop it in a WhatsApp chat, an Instagram DM or on your website. Your customer needs nothing new: no app to install, no card, no account.
02 / 04
They pick their app.
Easypaisa, JazzCash, SadaPay or any of 47 banks and wallets. Whatever is already on their phone.
03 / 04
They pay you. Directly.
The exact amount and a reference, straight into your own NayaPay, Raqami or Meezan account. DPay never touches the money.
04 / 04
Verified. Done.
DPay confirms the payment by itself, usually in seconds. The order confirms, the customer gets a receipt, and nobody asks for a screenshot.
9:41
HSHira Shahidonline
Today
Assalam o alaikum! Tan Chelsea boots in size 42 available? 😍4:12 PM
Chelsea boots, tan, 42
Rs 18,500 · Anarkali Leather Co.
pay.dpay.com.pk
Walaikum assalam! Yes, Rs 18,500. Pay here, it confirms by itself 👇 pay.dpay.com.pk/l/
JazakAllah, paying now 👍4:15 PM
Message
Powered by
Chelsea boots, tan, 42
Rs 18,500
Which app are you paying from?
EasypaisaJazzCashSadaPayNayaPayHBLMeezanUBLMCB+39more
Continue with Easypaisa
Powered by
Open Easypaisa and send exactly
Rs 18,500
To the shop's account
Anarkali Leather Co.NayaPay · 03•• ••• ••67CopyReferenceDPAY-8F4K29Copy
Waiting for your transfer…
I have sent the payment
Payment verified
Rs 18,500 from Easypaisa
OrderORD-1042
StatusConfirmed
ReceiptSent by email
Back to the shop
apnao.pk
Ronin Pebble R-7130 Wireless Earbuds
Rs 5,499
Colour · Beige
Quantity
−1+
Add to Cart
apnao.pk
Checkout
Ronin Pebble R-7130 EarbudsBeige · × 1TotalRs 5,499
Bilal AhmedGulshan-e-Iqbal, KarachiEdit
Payment
Bank transfer / Easypaisa / JazzCash
Pay from Easypaisa, JazzCash, NayaPay or any bank app. Your order is confirmed automatically the moment the transfer lands.
Place order · Rs 5,499
Powered by
Order #2481 · Ronin Pebble R-7130 Earbuds
Rs 5,499
Which app are you paying from?
EasypaisaJazzCashSadaPayNayaPayHBLMeezanUBLMCB+39more
Continue with JazzCash
Powered by
Open JazzCash and send exactly
Rs 5,499
To the shop's account
Apnao.pkNayaPay · 03•• ••• ••67CopyReferenceDPAY-3QH7MXCopy
Waiting for your transfer…
I have sent the payment
apnao.pk
Thank you, Bilal.
Your order is paid and confirmed.
Order#2481
TotalRs 5,499
Paid fromJazzCash
StatusConfirmed
Deliver toBilal Ahmed, Karachi
Continue shopping
DPaynowPayment received · Rs 18,500 · Order ORD-1042DPaynowOrder #2481 paid · Rs 5,499 · Apnao.pkNo NTN.No gateway approval.No per‑sale fees.No screenshots.Just paid.
Built for how Pakistanactually pays.
Pricing
No cut. Not even a little one.
One flat plan a month. Sell ten thousand or ten lakh, your price stays the same and every rupee is yours.
0%
Every bank
47 ways to pay you.
Easypaisa, JazzCash, SadaPay, NayaPay, HBL, Meezan and the rest. Your customer pays from whatever is already on their phone.
Your money
Straight into your account.
Customers pay your own NayaPay, Raqami or Meezan account. DPay never holds a rupee, so there is nothing to settle and nothing to withdraw.
Your account
↓Received+ Rs 18,500
↓Received+ Rs 2,400
↓Received+ Rs 7,950
Verification
Paid means paid.
Every payment is verified automatically, usually in seconds. No screenshots to squint at, no bank app to refresh.
Your brand
A checkout that looks like your shop.
Your logo, your colour and a line of trust on the page your customers pay on. Familiar pages get finished.
Link
Pay
Verified
Shipped
That is the whole flow. There is no screenshot anywhere in it.
Everything to run a store
Not just a checkout.The whole back office.
Invoices that settle themselves
Sent with the PDF the moment you create one. When the transfer lands it marks itself paid and the receipt goes out.
Payment links
Create once, share everywhere. Every open is a fresh checkout with its own reference.
pay.dpay.com.pk/bootsWhatsAppInstagramSMS
Subscriptions, no card on file
An invoice every month, paid by transfer. DPay tracks which months are settled.
On Growth and up
Your brand on the checkout.
Your customers pay on a page that looks like your shop, not like someone else's. A checkout people recognise is one they finish.
Your logoAt the top of every payment page.
Your colourOn the buttons and highlights.
A line of trustYour official number, or the year you opened.
Everywhere you sendCheckouts, payment links and invoices.
Customers
Built from every verified payment: totals, history, the bank they pay from.
Analytics
Volume by day, success rate and where your customers pay from.
Signed webhooks
Your order confirms itself the moment the payment does.
✓ payment.succeeded
order_id: ORD-1042
order_id: ORD-1042
WooCommerce, Shopify, any website
The WooCommerce plugin, the Shopify app, or one endpoint from your own code. Test keys let you try it without moving money.
WooCommerceShopifyShopify FlowREST API
More than one account
Add several NayaPay, Raqami or Meezan accounts and DPay spreads your checkouts across them. Larger plans hold more.
+ moreAn API your AI can read
The reference as llms.txt, with a ready-to-paste prompt for Claude or Cursor. Integrate in an afternoon.
We never holdyour money.
Bank to bank
Customers pay straight into your own account.
Nothing to withdraw
No balance, no payout schedule, no waiting.
Refunds are yours
A refund is a transfer from your own bank, with the verified record to work from.
Pricing
Pay for payments.Not a percentage.
Try everything free for 7 days, no card. Plans then run 30 days and you pay for them the way your customers pay you: by transfer. Higher plans raise the limits and from Growth put your own brand on the checkout.
Start with a 7-day free trial
Every feature, 100 payments, no card. Choose a plan when you are ready.
Starter
Best for: Instagram, WhatsApp and new online shops
PKR 1,500
per 30 days · PKR 3.00 a payment
- 500 payments a month
- 2 receiving accounts
- Live API keys and signed webhooks
- Your own branded checkout: logo, colour, a line of trust
- Links, invoices, subscriptions, analytics
- WooCommerce and Shopify
Best value
Growth
Best for: Growing brands and WooCommerce or Shopify stores
PKR 5,999
per 30 days · PKR 2.40 a payment
- 2,500 payments a month
- 5 receiving accounts
- Live API keys and signed webhooks
- Your own branded checkout: logo, colour, a line of trust
- Links, invoices, subscriptions, analytics
- WooCommerce and Shopify
Scale
Best for: Marketplaces, platforms and high-volume sellers
PKR 14,999
per 30 days · PKR 1.50 a payment
- 10,000 payments a month
- Unlimited receiving accounts
- Live API keys and signed webhooks
- Your own branded checkout: logo, colour, a line of trust
- Links, invoices, subscriptions, analytics
- WooCommerce and Shopify
Full details, limits and how billing works on the pricing page, with every plan compared side by side.
Does DPay hold my money?+
No. Customers transfer directly from their bank or wallet into your own NayaPay, Raqami or Meezan account. DPay only confirms that it arrived. There is nothing to settle and nothing to withdraw.
Which banks can my customers pay from?+
Any of the 47 Pakistani banks, wallets and microfinance banks in the checkout: Easypaisa, JazzCash, SadaPay, HBL, UBL, Meezan and the rest. They pay from the app they already use; the money lands in your account.
How fast is verification?+
With NayaPay, payments usually confirm within seconds. With Meezan it takes three to five minutes. The customer's checkout updates by itself while they wait, so nobody refreshes and nobody sends a screenshot.
What if two customers pay the same amount at the same time?+
DPay will not guess. It marks the payment as needing review and shows you both transfers; you pick the right one with a click. One transfer can only ever pay for one order.
Do I need a card machine, a merchant account or paperwork?+
No. You need a NayaPay, Raqami or Meezan account that receives money. Setup takes a few minutes.
What does it cost?+
Every new business starts with a 7-day free trial: every feature, 100 payments, no card. Plans then start at PKR 1,500 for 30 days with no percentage of your sales; every plan includes every feature. You pay for DPay the same way your customers pay you: by transfer.
How do refunds work?+
Because DPay never holds funds, a refund is a transfer from you back to your customer, from your own bank. DPay gives you the verified record to work from. Our own plan fees have a 7-day refund window; see the refund policy.
Ready.Set.Get paid.
A NayaPay, Raqami or Meezan account and five minutes. The 7-day free trial is enough to see it work.